Grey Insurance

[ajlinva]

Just wondering if anyone has insurance on their birds. Didn't know if there was such a thing.

[Janfromboone]

Funny. My mother said to me yesterday, you should get that bird insured. I had never thought about it. I'll be watching this post to see what others say. I think you can insure almost anything for a price.

[Tycos_mom]

What kind of Insurance Medical Insurance. Life Insurance I don't understand. I can see medical Insurance because the bills can get quite high if your bird gets sick. Thats the only Insurance that I would concider.

[ajlinva]

Oh I'm sorry - of course health insurance!

[casper]

I have got insurance for all three of my birds.

It works out approx £300 for the year.

 

This covers unlimited claims on the vet bills up to a certain amount and also covers for theft and death.

 

I took it out mainly because of the vet bills, it would be pricy if all three were sick and needed treatment.

 

Its definetly worth looking into.

[suedazwood]

Hi, I also have pet insurance for my grey, its £120 for the year from exotic direct and covers theft, death and vet bills

[judygram]

Suedazwood, why don't you introduce yourself in the welcome room and tell us some about you and your grey.

[she]

I have mine with exotics direct and have found it invaluable.I recomend anyone to insure their birds.Avian vets do not come cheap.

[Deanna]

im getting my parrot insured from exotic direct (01444 412118) it covers vet fees, theft, loss, i think you have a small excess to pay! but i think its well worth it if your parrot ever needs vet treatment mines only about £10 per month!

[Guest jamalbirdbiz]

What bout the cancellation claws? what are the terms?

[Joolesgreyuk]

I also have mine insured with exotic direct. The only thing they don't cover is your bird flying away and they told me that is because some people would get fed up with their bird and set it free into the wild and then claim the bird escaped.

[CarolandFamily]

Is that in America??? The insurance?

[cf737]

I looked into getting insurance for Darwin in Canada but have not found anything yet. Is Exotic Direct only available in England/Europe? I'll have to look into it for sure.

[SchroedersJen]

Im in the US, not the UK...so if you are in the UK, please contact your insurance agent and see if this is true there as well

 

Avian health insurance is offered through VPI. They cover about 80% of their listed items and it waries on others. For Schroeder, it is about 213 annually. They do take monthly payments, but there is an extra monthly fee of a few bucks. I began insuring him as a baby, so insuring an older bird may cost more.

 

I also have Schroeder on my PAP (personal articles policy). Some home owners/renters policies have provisions to allow pets up to a certain amount to be covered unter the personal items coverage on your policy. Some do not. The advantage of having a pet on a pap policy is that if something happens (bird escapes, is lost, stolen, dies unexpectedly) the value is not subject to the deductible. This way you get a check for the full value of the pet and can go buy another.

 

Again, Insurance companies have a lot of varied fine print and all policies are a tiny bit different. If you would like the specifics on your policy, please feel free to contact your agent. If your pet is not insured, you live in the US and would like help finding a carrier that will cover your bird, let me know and I can get you a list of companies in your state that can help you.