Let's see.
1) When my three children 6, 5 and 3 years of age, were all caught in a ship's wake at the beach and I almost lost all three.
2) When my 11-year-old son didn't come home after dark and the police came to help search for him.
3) Being caught in a flash flood on the Chang Jiang (Yangtze) River in China on a tourist barge and almost being dashed on the rocks.
There are more but that's enough!!!!
Thankfully, all turned out well.